See Your Portfolio With Clear Perspective
When you understand how your investments are actually distributed and whether that distribution serves your objectives, you can move forward with greater confidence in your financial decisions.
Return HomeWhat This Analysis Provides
Our Asset Allocation Review examines how your investments are distributed across different asset classes and compares that distribution to your stated objectives and risk parameters. You'll receive a comprehensive analysis that shows where your portfolio stands today and provides frameworks for thinking about allocation decisions going forward.
Specific Outcomes You Can Expect
- Clear understanding of your current allocation percentages across stocks, bonds, cash, and other asset classes
- Analysis of how your allocation has drifted over time from your initial intentions
- Framework for evaluating whether your current distribution aligns with your risk tolerance and timeframe
- Consideration frameworks for rebalancing decisions if your allocation has shifted significantly
Beyond the numbers, you'll gain peace of mind knowing exactly where you stand. Many people carry uncertainty about whether their investment mix makes sense for their situation. This analysis removes that uncertainty and replaces it with clear, quantitative perspective.
The Challenge You're Facing
You've accumulated various investments over the years, perhaps through different accounts, different advisors, or different stages of life. Now when you look at the complete picture, you're not entirely sure if it all adds up to a coherent strategy.
Maybe you started with one allocation in mind but haven't checked in years to see if market movements have shifted things significantly. Or perhaps you've never established a clear allocation target to begin with, and you're wondering if your current mix is appropriate for your age, goals, and comfort with volatility.
Common Concerns We Hear
"I have accounts at three different institutions and I've never looked at them together as one portfolio"
"The market has done well and now I'm much more heavily weighted in stocks than I intended to be"
"I'm not sure if my allocation is too conservative or too aggressive for someone my age"
"I want to understand what level of volatility I should expect based on how I'm currently invested"
These questions matter because your allocation is one of the most significant factors influencing your portfolio's behavior. Without understanding your current position, it's difficult to make informed decisions about adjustments or to know if you're on track toward your objectives.
Our Analytical Approach
We begin by gathering information about all your investment accounts and calculating your current asset allocation percentages. This includes stocks, bonds, cash, real estate, and any other asset classes you hold. We look at the complete picture across all accounts to determine your true overall allocation.
Comprehensive Calculation
We calculate precise allocation percentages across all your accounts, providing a single unified view of your investment distribution.
Historical Drift Analysis
When historical data permits, we show how your allocation has changed over time and identify significant drift from intended targets.
Objective Assessment
We evaluate whether your current allocation aligns with your stated objectives, risk tolerance, and investment timeframe.
Rebalancing Frameworks
We provide frameworks for thinking about rebalancing decisions, including considerations for when and how to adjust allocations.
The analysis doesn't tell you what to do, but rather gives you the information and frameworks you need to make your own informed decisions about your portfolio allocation.
What Working Together Looks Like
Initial Conversation
We'll discuss your financial objectives, risk tolerance, investment timeframe, and any specific concerns you have about your current allocation. This conversation helps us understand what matters most to you and what questions you're trying to answer.
Data Gathering
You'll provide information about your investment accounts, either through secure account access or by sharing recent statements. We need to see the complete picture across all accounts to calculate accurate allocation percentages.
Analysis Period
We'll calculate your allocation percentages, analyze historical drift patterns, and prepare frameworks for evaluating your position. This typically takes about a week, depending on the complexity of your holdings.
Results Discussion
We'll present our findings in a detailed meeting where we walk through your current allocation, explain what the numbers reveal, and discuss frameworks for thinking about potential adjustments. You'll have plenty of opportunity to ask questions and explore different scenarios.
Throughout this process, you'll feel supported and informed. We explain concepts clearly, answer questions patiently, and ensure you understand both the analysis methods and the findings before we conclude.
Investment in Clarity
One-time analytical fee
What This Investment Provides
- Complete asset allocation calculation across all your investment accounts
- Historical drift analysis showing how your allocation has changed over time
- Assessment of alignment between your current allocation and stated objectives
- Frameworks for evaluating rebalancing decisions and timing considerations
- Detailed written report documenting all findings and analytical frameworks
- Presentation meeting to discuss findings and answer your questions thoroughly
- Follow-up email support for clarification questions within 30 days of delivery
Value Beyond Numbers
The emotional benefit of knowing where you stand can be just as valuable as the analytical insights. When you understand your allocation clearly, you can make portfolio decisions with confidence rather than uncertainty. You'll know whether adjustments might be warranted and have frameworks for evaluating those decisions thoughtfully.
Payment is due upon completion of analysis and before final presentation. We accept bank transfers and major credit cards. A deposit of $500 is required to begin work, which is fully refundable if you decide not to proceed after our initial conversation.
How This Analysis Works
Our asset allocation methodology draws on established portfolio theory and empirical research about how different asset mixes behave under various market conditions. We use industry-standard classification systems to categorize your holdings and calculate precise allocation percentages.
What Makes This Approach Effective
Comprehensive View
Unlike looking at individual account statements, we aggregate all your holdings to show your true overall allocation. This reveals patterns that might not be apparent when viewing accounts separately.
Historical Context
When data permits, we show how your allocation has evolved, helping you understand whether changes were intentional or resulted from market drift. This context supports more informed rebalancing decisions.
Objective Frameworks
Rather than imposing our preferences, we provide frameworks for evaluating whether your allocation serves your specific circumstances. Different situations call for different approaches, and we help you think through what makes sense for you.
Realistic Expectations
This analysis typically takes one to two weeks from our initial conversation to final presentation, depending on the complexity of your holdings and how quickly we can gather necessary information. The timeline may extend if you have numerous accounts or unusual asset types that require additional research.
The analysis provides a snapshot of your current position and frameworks for thinking about allocation decisions. It doesn't predict future returns or guarantee any particular outcome. What it does provide is clarity about where you stand and structured ways to think about your options going forward.
Our Commitment to You
Quality and Satisfaction
We stand behind the quality of our analytical work. If you're not satisfied with the thoroughness or clarity of our analysis, we'll work with you to address any concerns. Our goal is for you to feel the analysis was worth your investment and provided genuine value in understanding your portfolio position.
Thorough Analysis
We examine your complete portfolio comprehensively, not just surface-level percentages.
Clear Communication
We explain findings in language you can understand without overwhelming technical jargon.
Patient Support
We answer your questions thoroughly and make sure you understand the analysis before concluding.
Follow-Up Access
We remain available for clarification questions for 30 days after delivering your analysis.
No-Obligation Consultation
Before you commit to this analysis, we'll have an initial conversation at no charge. During this discussion, you can ask questions about our approach, understand what you'll receive, and determine if this service addresses your needs. There's no pressure to proceed, and the consultation itself may provide helpful perspective even if you decide not to engage our services.
We want you to feel confident in your decision to work with us. If you have any hesitations or questions, we encourage you to express them before beginning the analysis.
Moving Forward
How to Get Started
Submit Your Contact Information
Use the contact form below or on our main page to share your name, email, and a brief note about what you're hoping to understand through this analysis.
Schedule Initial Conversation
We'll reach out within one business day to schedule a conversation at your convenience. This discussion typically lasts 30-45 minutes and covers your situation, our process, and whether this service fits your needs.
Decide to Proceed
If you feel this analysis would be helpful, we'll send engagement paperwork and request the $500 refundable deposit. You'll then provide account information so we can begin the analytical work.
Receive Your Analysis
Within one to two weeks, we'll schedule your results presentation. You'll receive a detailed written report and have time to discuss findings, ask questions, and explore the frameworks we've developed for your situation.
The entire process is designed to be straightforward and pressure-free. At each step, you'll know exactly what to expect next and what decisions you need to make.
If you have any questions about the process before reaching out, you're welcome to email us at [email protected].
Ready to Understand Your Allocation?
Take the first step toward clarity about your investment distribution. A brief conversation will help you determine if this analysis addresses your questions about portfolio allocation.
Request Your ConsultationNo commitment required for initial discussion
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